PTO Calculator
Calculate the cash value of your unused PTO or vacation days — enter your hourly rate and remaining hours for an instant result.
Unused PTO is compensation you already earned — if you don't use it and it isn't paid out, you worked for less than agreed.
55%
Of US workers don't use all their PTO each year — leaving paid time on the table
$571
Average per-employee PTO balance left unused at the end of the year
4
US states that legally require employers to pay out all accrued PTO on separation
PTO — the paid benefit most people undervalue
What your time off is actually worth.
PTO is part of your compensation
Unused PTO is money you've already earned. If you don't use it and your employer doesn't pay it out, you worked for less than your agreed compensation. Tracking your PTO balance like a bank account changes how most people think about using it.
Know your company's policy
Before counting on a payout, read your employment contract. Many companies have 'use it or lose it' policies, payout caps, or time limits on accumulated balances. Some will pay out at separation but not voluntarily.
Use PTO strategically
Taking regular time off is consistently linked to higher productivity, lower burnout risk, and better long-term performance. Workers who use their PTO consistently outperform those who don't over multi-year periods — you're not buying performance by skipping vacation.
How the PTO Calculator Works
Formula
Cash Value = Hourly Rate × PTO Hours Remaining
Days Remaining = PTO Hours ÷ Hours Per Day
Weekly Rate = Hourly Rate × Hours Per Day × 5Enter your hourly rate
Find this on your pay stub, or divide your annual salary by 2,080.
Enter PTO hours remaining
Check your HR system or pay stub for your current balance.
Set hours per workday
Standard is 8 hours. Adjust if your workday is longer or shorter.
Read the result
Cash value of your remaining PTO, days left, and your weekly PTO earning rate.
To find your hourly rate from an annual salary: divide by 2,080 (40 hours × 52 weeks). For example, $72,800 ÷ 2,080 = $35.00/hour.
This calculator shows gross value before taxes. If your employer pays out PTO, it's taxed as regular income at your normal rate.
Frequently Asked Questions
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